Salary Breakup Calculator (CTC → In-Hand)
Use this Salary Breakup Calculator to convert your CTC into monthly and annual in-hand salary. Calculate PF, professional tax, and deductions to know your actual take-home pay.
How Salary Breakup Is Calculated?
This calculator follows common Indian payroll structures to estimate in-hand salary from CTC, considering PF and professional tax deductions.
Formula:
Basic = 40% of CTC HRA = 40% of Basic PF = Basic × PF % In-Hand = CTC − (PF + Professional Tax)
Basic = 40% of CTC HRA = 40% of Basic PF = Basic × PF % In-Hand = CTC − (PF + Professional Tax)
- Enter your annual CTC.
- Adjust PF percentage if needed.
- Enter professional tax and bonus.
- Click calculate to view in-hand salary.
FAQ
Is this calculation exact?
It uses standard assumptions. Actual salary may vary by company policy.
Is income tax included?
No. Income tax depends on your tax regime and deductions.
Is bonus included in in-hand salary?
Bonus is usually paid separately and may be taxed differently.